Welcome to the Health Insurance Marketplace®. Official government website.

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Start a 2025 health plan application now! Health Insurance Marketplace®

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A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency.

A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health …

Find local help to apply for health insurance. People and groups in the community offer free assistance both with the application process and with picking and enrolling in a plan.

Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, …

Check if you might save on Marketplace premiums, or qualify for Medicaid or Children's Health Insurance Program (CHIP), based on your income. Or, find out who to include in your …

Loss of health coverage. Losing existing health coverage, including job-based, individual, and student plans; Losing eligibility for Medicare, Medicaid, or CHIP